Financial Services Planning & Wealth Management

Built Around Your Life

Financial Services

Your financial life is made up of more than investments. Retirement, income, family, taxes, legacy goals, and the unexpected can all play a role in the decisions you make.

At Lakes Financial Services, we take the time to understand your complete financial picture and provide personalized guidance designed around your goals, priorities, and stage of life.

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Retirement Planning & Strategies

Retirement planning is about more than reaching a certain number. We help you evaluate your resources, income needs, investments, and long-term goals to develop a retirement strategy centered around the life you envision.

Areas of focus may include:

Retirement income planning
IRAs and retirement accounts
Social Security strategies
Investment allocation
Annuity strategies
Planning for changing income needs

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Investment & Portfolio Management

Your investment strategy should reflect your goals, timeline, financial circumstances, and comfort with risk.

We work with clients to develop and manage diversified investment strategies while providing ongoing guidance as markets, circumstances, and long-term objectives change.

Areas of focus may include:

Portfolio construction and management
Stocks and mutual funds
Asset allocation
Risk tolerance
Retirement investments
Ongoing portfolio reviews

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Personalized Wealth Management

More Complex Finances Require a Broader Perspective.

As your financial picture becomes more complex, thoughtful planning becomes increasingly important. We provide personalized wealth management strategies designed to address the unique needs, priorities, and long-term goals of high-net-worth individuals and families.

Rather than looking at individual financial decisions in isolation, we help bring the different pieces of your financial life together into a coordinated strategy.

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Estate & Legacy Planning Strategies

What you've built can have an impact well beyond your lifetime.

We can help incorporate estate and legacy considerations into your broader financial strategy, working alongside your attorney, tax professional, and other advisors when appropriate.

Planning considerations may include:

Legacy goals
Beneficiary planning
Charitable giving strategies
Wealth transfer considerations
Coordination with estate planning professionals

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Social Security & Retirement Income

Deciding when and how to begin Social Security can be an important part of retirement planning.

We help clients consider Social Security alongside pensions, retirement accounts, investments, and other potential income sources to better understand how the pieces may work together throughout retirement.

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Annuities

Annuities can serve different purposes within a broader financial strategy, particularly when planning for retirement income.

We help clients understand available options, their features and limitations, and whether an annuity may be appropriate based on their individual circumstances and financial objectives.

Give Lakes Financial Services A Call

Let's Talk About What's Next

Whether retirement is years away, right around the corner, or already here, a conversation can help you better understand where you stand and what decisions may lie ahead.